Nov 22, 2015

How do People Feel About the ACA? “It’s Like Being Dropped off a Cliff”

Post by Freedom Partners

Arlington, VA — With rising health care premiums, surging deductibles and failing CO-OPs, experts, businesses, and insurance companies alike agree that the Affordable Care Act is failing. But what are everyday Americans saying about…

…Skyrocketing Premiums?

“That’s 300% MORE THAN MY PAYMENT JUST 2 YEARS AGO. I am furious beyond words!!!” — Terry Cessna, 70, Illinois (Ameet Sachdev, “Blue Cross premiums jump more than 17 percent in Illinois,” The Chicago Tribune11/16/15)

“We can’t afford $1,142 a month. Our income isn’t going up $300 a month.” — Linda Sabor, 59, Illinois (Ameet Sachdev, “Blue Cross premiums jump more than 17 percent in Illinois,” The Chicago Tribune11/16/15)

“We are dying here under the weight of insurance premiums. It’s like being dropped off a cliff every year when the new premiums come out.”  Kristi Nelson, 53, Minnesota (Christopher Snowbeck, Duluth News Tribune, 11/21/15)

“We’re getting blasted. We try to treat things at home now, at least for the first week. We don’t take the kids to the health clinic as often. I’m getting frustrated because the cost takes a personal toll.” — Eric Elmquist, 37, Tennessee (Louise Radnofsky, Paul Overberg, and Stephanie Armour, “Rising Rates Pose Challenge to Health Law,” The Wall Street Journal11/19/15)

…Being Forced To Switch Plans?

“I’m not happy. I just don’t want to go through the hassle.” — Rudelene Rachiele, 63, Nevada (Amy Goldstein, “Financial health shaky at many Obamacare insurance co-ops,” The Washington Post10/10/15)

“Every year I feel like I’m starting all over again, and I just dread it. My stress level just shoots up.” — Gail Galen, 63, Oregon (Abby Goodnough, “Shopping for Health Insurance Is New Seasonal Stress for Many,” The New York Times, 11/18/15)

“I don’t have a regular doctor anymore, so I avoid going.” — David Saphier, New York (Abby Goodnough, “Shopping for Health Insurance Is New Seasonal Stress for Many,” The New York Times, 11/18/15)

“It’s so confusing. It would be a lot easier if I could just renew the same plan.” — Alyssa Bernhardt, 28, Tennessee (Abby Goodnough, “Shopping for Health Insurance Is New Seasonal Stress for Many,” The New York Times, 11/18/15)

“I’m like, oh God, here we go again.” Mary Stuart, 64, Nebraska (Abby Goodnough, “Shopping for Health Insurance Is New Seasonal Stress for Many,” The New York Times, 11/18/15)

“I’m actually going to save money on my premiums this year, but it’s because I’ve taken a lesser plan. I think our insurance situation and our whole health care system is in a big crisis, and I don’t feel comfortable that it’s going to get any better.” — Robin Matthews, 53, North Carolina (Louise Radnofsky, Paul Overberg, and Stephanie Armour, “Rising Rates Pose Challenge to Health Law,” The Wall Street Journal11/19/15)

…Not Being Able To Grow Their Small Businesses?

“If you ramp up, and it pushes you over 50, there’s all these unknown costs and complicated rules. Are we really going to be able to benefit from going after that opportunity? It freezes you at a time when you need to be moving fast.”  — Joseph Sergio, Owner, Polar Clean (Stacy Cowley, “Health Care Law Forces Businesses to Consider Growth’s Costs,” The New York Times11/18/15)

“I said, ‘Instead of paying you $50,000 and $15,000 in health care, I’ll pay you $65,000.’ You can’t go back on people and change the rules. No one wants a pay cut. I think it’s a very big deterrent to growth.” — Tony Lamb, Owner, Kona Ice (Stacy Cowley, “Health Care Law Forces Businesses to Consider Growth’s Costs,” The New York Times11/18/15)

“I’m a single mom, and I’ve worked really hard at what I have, wanting to build something. It’s very frustrating that the government has put something in place that’s restricting the growth plan I’ve been working toward for a decade.” — LaRonda Hunter, Owner, Fantastic Sams Salons (Stacy Cowley, “Health Care Law Forces Businesses to Consider Growth’s Costs,” The New York Times11/18/15)

“The margins are not big enough within our industry to support [hiring more people]. It’s not that I don’t want to — I love my employees, and I want to do everything I can for them — but the numbers just don’t work.”— LaRonda Hunter, Owner, Fantastic Sams Salons (Stacy Cowley, “Health Care Law Forces Businesses to Consider Growth’s Costs,” The New York Times11/18/15)

…Surging Deductibles?

“We could not afford the deductible. Basically I was paying for insurance I could not afford to use.” — Kevin Fanning, 59, Texas (Robert Pear, “Many Say High Deductibles Make Their Health Law Insurance All but Useless,” The New York Times11/15/15)

“The deductible, $3,000 a year, makes it impossible to actually go to the doctor. We have insurance, but can’t afford to use it.” — David Reines, 60, New Jersey (Robert Pear, “Many Say High Deductibles Make Their Health Law Insurance All but Useless,” The New York Times11/15/15)

“Our deductible is so high, we practically pay for all of our medical expenses out of pocket.” —Wendy Kaplan, 50, Illinois (Robert Pear, “Many Say High Deductibles Make Their Health Law Insurance All but Useless,” The New York Times, 9/28/15)

“The deductibles are ridiculously high. I will never be able to go over the deductible unless something catastrophic happened to me. I’m better off not purchasing that insurance and saving the money in case something bad happens.” — Alexis C. Phillips, 29, Texas (Robert Pear, “Many Say High Deductibles Make Their Health Law Insurance All but Useless,” The New York Times11/15/15)

“We can’t afford the Affordable Care Act, quite honestly. The intention is great, but there is so much wrong. . . . I’m mad.” — Cassaundra Anderson, 44, Ohio (Tracy Jan, “Critics say high deductibles make insurance ‘unaffordable’,” The Boston Globe, 11/16/15)

“We’re in the process of looking at going without insurance. What am I even paying these insurance people for? Why should we reenroll?” — Cassaundra Anderson, 44, Ohio (Tracy Jan, “Critics say high deductibles make insurance ‘unaffordable’,” The Boston Globe, 11/16/15)

“I cannot get anything with this insurance. Nothing. I just pay my monthly payments, try to take care of myself, go to work, and hope something serious doesn’t happen to me.” — Laura Torres, 62, Ohio (Tracy Jan, “Critics say high deductibles make insurance ‘unaffordable’,” The Boston Globe, 11/16/15)

…To The Pollsters?

Gallup: “Americans Tilt More Negative Toward Affordable Care Act.” “A slight majority of Americans (52%) say they disapprove of 2010 healthcare law known as the Affordable Care Act or ‘Obamacare.’ Disapproval of the law, which has generated public opposition from its outset, is up four percentage points since July.” (Andrew Dugan, “Americans Tilt More Negative Toward Affordable Care Act,” Gallup, 11/13/15)

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